Start the new year fresh, set aside 30 minutes, sit down and create a realistic, basic monthly budget. It may seem intimidating, but chances are it's the not knowing that causes financial stress. Best part of this challenge? You just need to make your budget once to see benefits all year long.
Have a favorite budgeting resource or tip of your own? Post it in the comments section below and share with everyone!
Awareness: Keep track of your spending for a week by downloading the Spending Tracker from the Schwab MoneyWise site.
Additional resources: learn more about managing your money.
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Pageonce-Money & Bills
(Free: iTunes, Android)
Mint.com - Manage your money, budgets, expenses and bills.
(Free: iTunes, Android)
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